Michael Stephens began his career in finance at Wachovia Bank (now Wells Fargo). His experience includes international finance, 9-figure loan portfolios and asset management. He also has extensive experience in the bank card industry, including customer loyalty rewards. He ended his career as a consultant with major Fortune 500 companies, based in Atlanta. He has a business administration degree from the University of North Carolina at Chapel Hill. Mr. Stephens moved to Savannah in 2013 and is the chair of the Board of Trustees of the St. Joseph’s/Candler Foundation, and is also in leadership positions with the Cathedral of St. John the Baptist in Savannah. He is a member of the CHSA, Inc. board.